Disclaimer
IMPORTANT LEGAL NOTICE
By opening and/or using the information, services, links, functions, applications or programmes (hereinafter: "contents") offered on this website, the user hereby agrees to be bound by the terms and conditions set out below:
Copyright law:
The contents offered on this website and subsites (hereinafter: “the Raiffeisen-Bankengruppe-Website”) are protected by copyright law. The downloading or storage of applications or programmes contained on the Raiffeisen-Bankengruppe-Website and the (complete or partial) reproduction, transmission, modification or linking of the contents of the Raiffeisen-Bankengruppe-Website shall only be permitted with the express and written consent of the Raiffeisen-Bankengruppe.
Users are, however, entitled to print, download or store individual pages or segments of this website under the provisions of Austrian copyright law and only if the copyright notices or other designations protected by law are neither removed nor changed. Authorised users are also entitled to use and to store the applications or programmes on the pages used for handling or processing their transaction or custody account data.
No solicitation or investment recommendation:
The contents of the Raiffeisen-Bankengruppe-Website shall serve only information purposes and shall not be considered a solicitation or an offer to buy or sell any type of investment instrument under Austrian capital market laws or under capital market laws of other jurisdictions. All concrete investment decisions should be preceded by an appointment with an investment advisor, and we would be pleased to offer our services in this respect.
Information content, timeliness of information:
The Raiffeisen-Bankengruppe has made every effort to ensure reliability in researching the information published on this Website or sent via SMS as well as in selecting the source of information used. Nonetheless, the Raiffeisen-Bankengruppe does not assume any liability whatsoever for the correctness, completeness, timeliness or uninterrupted availability of the information made available on its Website or as regards the sources of information used.
The market analyses, price and company analyses as well as forecasts published on the Raiffeisen-Bankengruppe-Website are based on the information available and the market assessment at the point in time stated in the respective publications. The company analyses may rely in part on information taken directly from the respective company's own sources. We do not assume and hereby expressly exclude any liability for the correctness, completeness or actual occurrence of the events described in the forecasts.
Certain financial data (e.g. stock exchange prices) may in some cases only be published after a certain interval of time has lapsed as defined by the data vendor (usually about 15 minutes). Furthermore, please note that many of the times are given in Greenwich Mean Time (GMT).
Restricted access due to local regulations:
Due to the applicable laws or regulations in some jurisdictions imposed by capital market or securities authorities, some information published on the Raiffeisen-Bankengruppe-Website (e.g. stock analyses) is not addressed to private individuals. In order to ensure the enforcement of such local access restrictions, Raiffeisen-Bankengrupee retains the right to take any (technical) measures it may deem suitable for restricting such information or segments of information subject to the aforementioned restrictions. The passing on of information contained on the Raiffeisen-Bankengruppe-Website, which is subject to local access restrictions valid in certain countries, to the persons stated in the relevant restrictions may constitute a breach of securities law or of other laws of said countries.
Links to websites or URLs of third-party providers:
Except cases regulated in § 17 of the Austrian E-Commerce Act, the Raiffeisen-Bankengruppe does not assume any liability for the content of websites or URLs of other providers to which links are provided. Neither does the Raiffeisen-Bankengruppe assume any liability for the uninterrupted availability or full functionality of the links to websites or URLs of third parties.
Exclusion of liability:
The Raiffeisen-Bankengruppe makes no warranty and will accept no liability for any damages whatsoever (including consequential or indirect damages, or lost profits) relating to the access to the Raiffeisen-Bankengruppe-Website, the opening, use or querying of the contents on the Website or relating to the links set up on the Raiffeisen-Bankengruppe-Website to websites or URLs of third parties. This applies also in cases in which the Raiffeisen-Bankengruppe points out the possibility of incurring such damages.
Furthermore, the Raiffeisen-Bankengruppe shall not be liable for technical disruptions such as server breakdowns, operating disruptions or failures of the telecommunications links and other similar events, which could lead to the (temporary) unavailability of the Raiffeisen-Bankengruppe-Website as a whole or parts of it and/or result in the (temporary) unavailability or in faulty transactions or securities account data.
Storage of registration data:
Certain areas of the Raiffeisen-Bankengruppe-Website are only available to registered users. By sending the completed online registration form, the user confirms the completeness and correctness of the data given and also confirms having truthfully answered the questions asked. Furthermore, by sending the completed online form, the user hereby declares his or her consent to the electronic processing of his or her registration data by the Raiffeisen-Bankengruppe for both internal banking organisational purposes and for transmission to other credit institutions within the Raiffeisen Banking Group, which may in turn also process, pass on or use such data.
Information on data protection and use of cookies:
The Raiffeisen-Bankengruppe-Website uses software to analyse the usage of the website. Through the analysis of these data valuable conclusions about the needs of users can be drawn. These conclusions contribute to the improvement of quality.
In this context so-called cookies are used. Cookies are text-based documents, which are stored on the computer of the user of the website, and thus allow for the recognition of users on an anonymous basis. Cookies can generally be refused or deleted by specific browser settings.
The Raiffeisen-Bankengruppe-Website uses cookies of the twyn group IT solutions & marketing services AG (www.twyn.com, www.yoondo.com) as well as Xaxis (a corporation of the WPP group, www.xaxis.at) in order to manage its advertising most effectively. The facts are only stored anonymously.
By using the website you agree to the analysis of the usage of the website outlined above.
Changes to the Raiffeisen-Bankengruppe-Website:
The Raiffeisen-Bankengruppe is entitled to change and to remove the Raiffeisen-Bankengruppe-Website at any time (if necessary also without prior notice), in particular as regards changing existing contents (in full or in part) and adding new contents.
General terms and conditions of business:
For (authorised) users who use the services of Raiffeisen-Bankengruppe provided on the Raiffeisen-Bankengruppe-Website, the General Terms and Conditions of Business, as amended, of the Raiffeisen-Bankengruppe shall apply in addition to the terms and conditions of this Disclaimer.
Consent to establishing contacts:
According to § 107 of the Austrian Telecommunicatons Act the authorised user agrees expressly to the establishing of contacts of the financial institutions of the Raiffeisen-Bankengruppe and its real estate firms concerning all financial services, real estate brokering as well as to the forwarding (also as bulk mail) of information and offers respectively to the disclosed telephone- and/or fax-number and/or e-mail-address. The consent is revocable at any time.
Please also note the general information of § 5 of the Austrian
E-Commerce Act (see legal notice).
As of 20.03.2012